This person will perform audit related functions, risk management, and asset recovery and/or retention. Asset recovery includes, but is not limited to collections, recoveries, and charge offs.


  • High school diploma or equivalent, college degree preferred (Business, Accounting, or related field highly desirable).
  • Minimum 2 years of experience in a financial institution, regulatory agency, accounting firm, or relevant experience. Internal or external auditing experience, as well as collection experience, are highly desirable. A college degree in related field may be accepted in lieu of work experience.
  • Demonstrate good oral and written communication skills.
  • Computer proficiency and must have working knowledge of Microsoft Office and products including Word, Excel, and Outlook.
  • Strong organizational skills and attention to detail.
  • Ability to multi-task and perform in fast paced environment.
  • Strong analytical skills and ability to work independently.
  • Must be able to handle confidential information and practice confidentiality.


1. Internal audit.

  • Perform audit functions as assigned by VP of Internal Audit.  May include, but is not limited to, quality control, dormant accounts, file maintenance, wires, ACH, etc.
  • Maintain all audit working papers.
  • Complete cash counts at all branches on teller drawers, vaults, cash recyclers as required.
  • Complete the required reports for the VP of Internal Audit.

2. Quality control (QC) loan audits.

  • QC must be performed on 100% of in-house mortgages and commercial loans and a minimum of 20% for consumer loans.
  • QC must be performed in a timely manner. Consumer loans are QCed the following month (November loans completed by December 31). Mortgage and commercial loans are QCed two months after closing (October loans completed by December 31).
  • QC reports completed prior to the end of the month.
    • Detailed report for each loan department listing out the findings needing correction.
    • Summary report for the VP of Internal Audit.
    • Investor QC for mortgage loans.
    • These loans need to be uploaded within two months of closing (October loans uploaded by December 31).
    • Download the findings and prepare the report for the mortgage loan department.

3. Credit Union compliance.

  • Communicate compliance requirements to affected department and credit union.
  • Work with designated employee in affected department to institute compliance regulation on or before required due dates as specified by the regulation.

4. Enterprise Risk Management.

  • Complete monthly ERM reports.
  • Assist with developing and maintaining ERM framework for the CU.

5. Asset protection & recovery (Collections).

  • Complete department collection processes as assigned.
    • Make collection calls on consumer loans, mortgage loans and negative balance account.
    • Assist members with a payment plan as appropriate.
    • Process payments for members as they call or for their payment plans.
    • Send appropriate late and negative balance notices.
    • Send demand notices on consumer loans and negative balances when required.
    • Order and manage repossessions to include getting them to an auction when collateral is out of state.
    • Send post repo/sale notices to members when required.
  • Prepare monthly property inspection.
    • Monitor for past due utilities or abandoned properties.

6. Secure and maintain Other Real Estate Owned (OREO) properties.

  • Install and maintain freeze alarms in Oreo properties.
    • Respond to the call when the alarms go off.
  • Process bills for payment and file copies under their respective properties.
  • Obtain bids for OREO repairs.
  • Prepare monthly lists for OREO inspections.

7. Perform all other related duties as assigned.