Update – Branch Lobby Closure

Effective on November 17, 2020

To best follow the guidance of the Center for Disease Control, the State of Alaska, and a recent update by our Governor, we are making the following changes in our branches effective November 17th:

Branch lobbies are closed.
Appointments will be available for some services.

Spirit of Alaska Federal Credit Union is protecting the health and safety of our membership and doing our part to minimize the spread of COVID-19. Please take advantage of accessing your accounts through Online Banking at home!


Our member service representatives are taking appointments for transactions that are simpler to complete in person, such as loan closings. You can set an appointment by speaking to a Member Service Representative or Loan Officer. We will be requesting attendees to wear a mask, use hand sanitizer and observe social distancing upon entering the branch. Please call 907-459-5900 to let us know you have arrived for your appointment.

We are adapting to safely and quickly serve you.

Spirit of Alaska Federal Credit Union has the products, service and people to keep you moving forward in your financial life and business, and stay safe as we adapt to the impacts of the coronavirus pandemic on our community.

Pull up the information you need through the links and buttons below, or keep reading for additional helpful updates.

Credit Union Services

Loan Assistance

Proactive Action in our Branches

As our state continues to address the COVID-19 pandemic in Alaska, our branches are taking proactive, preventative measures as recommended by the Center for Disease Control (CDC), the State of Alaska and other official agencies.

Service machines, canisters and doors are being sanitized regularly throughout the day. Extra precautions and sanitation measures will be taken during and after appointments.

  1. Employees are wearing masks at all times.
  2. Drive-up service has been expanded and is available at our Geist and Johansen locations.
  3. Providing hand sanitizer and tissues in all branches to employees (as supplies are available in our market).
  4. We continue to communicate with our employees on a daily basis to use appropriate safety measures in line with CDC recommendations.
  5. Employees may be limiting physical contact with members when not necessary.

The CDC has published guidance for workplace, homes and schools to help protect our community.

Download the CDC Guidance PDF

Local hotline

A local hotline for the Fairbanks area has been established if you have questions or concerns.
Call 907-458-2888.

Email Updates from ADHSS

Update 3.17.2020 – The Alaska Department of Health and Social Services (ADHSS) is providing updates to the public by text or email.

Sign up to stay informed

NCUA Safety of Deposits Announcement

Update 3.18.2020 – The National Credit Union Administration is reminding credit union members that their deposits are safe up to $250,000 in federally insured credit unions. Spirit of Alaska FCU is federally insured by the NCUA.

Read the NCUA Announcement

CARES Act Economic Relief Payment

Updated on 4/15/2020

Relief Payment Calculator from Banzai

Direct Deposit Your Economic Relief Payment

We recommend using Direct Deposit to quickly and securely receive your Economic Relief Payment, or stimulus check, from the IRS. Much like the Permanent Fund Dividend, you will not receive a mailed relief payment as quickly as a directly deposited payment, possibly by many weeks. See the IRS resources section for information on how to update your direct deposit information.

Apply online to open a checking account with Spirit of Alaska and take advantage of Direct Deposit with an instantly issued debit card.

From our Blog: Be Smart With Your Stimulus Check

IRS Resources

For the most up-to-date information, please visit the IRS website.

If you have filed your 2018 or 2019 taxes, or have not filed your taxes, the IRS will be allowing you to submit  information though their website. Non-tax filers can apply for their stimulus check and filers can update their direct deposit information and track their payments. Click the buttons below to access the IRS web portals.

Update Direct Deposit Information & Track Payment

Did not file taxes? Enter Payment Info Here

For Spirit of Alaska Direct Deposit

When you sign up, be sure to use the Spirit of Alaska routing number (325272212) and your complete account number.

Demonstration of account and routing numbers on a check


Be watchful for scams

The IRS will never call you, text you, email you or contact you on a social media account. According to the IRS website:

“The IRS urges taxpayers to be on the lookout for scam artists trying to use the economic impact payments as cover for schemes to steal personal information and money. Remember, the IRS will not call , text you, email you or contact you on social media asking for personal or bank account information – even related to the economic impact payments. Also, watch out for emails with attachments or links claiming to have special information about economic impact payments or refunds.”

Additional Information Available on the IRS Economic Impact Payment Information Center

U.S. Treasury Check Security Features (opens a PDF)

Economic Relief Payments FAQ

  • What amount will be paid in the relief check?

    What amount will be paid?

    Single taxpayers making $75,000 or less, will get $1,200.

    $500 will be paid in addition for every qualifying child age 16 or under.

    Married couples with no children earning $150,000 or less will receive a total of $2,400.

    From the IRS:
    “For filers with income above those amounts, the payment amount is reduced by $5 for each $100 above the $75,000/$112,500/$150,000 thresholds. Single filers with income exceeding $99,000, $136,500 for head of household filers and $198,000 for joint filers with no children are not eligible and will not receive payments.”

  • Who is not eligible for a relief payment?

    From the IRS:
    Although some filers, such as high-income filers, will not qualify for an Economic Impact Payment, most will.

    Taxpayers likely won’t qualify for an Economic Impact Payment if any of the following apply:

    • Your adjusted gross income is greater than
      • $99,000 if your filing status was single or married filing separately
      • $136,500 for head of household
      • $198,000 if your filing status was married filing jointly
    • You can be claimed as a dependent on someone else’s return. For example, this would include a child, student or older dependent who can be claimed on a parent’s return.
    • You do not have a valid Social Security number.
    • You are a nonresident alien.
    • You filed Form 1040-NR or Form 1040NR-EZ, Form 1040-PR or Form 1040-SS for 2019.
  • When will checks be coming available?

    For some qualified individuals, the stimulus payment will be available in accounts by April 15th. Receiving an early payment is partly based on income, and on electronic filing status for a 2018 or 2019 tax return.

    The IRS will be releasing additional payments every week after April 15th, generally on a Friday, but non-Friday pay dates will also occur. Mailed checks will also be sent in the coming weeks if the IRS does not have an individual’s ACH information.

    The IRS can take your payment information here:

    The IRS is estimating approximately 5 to 7 million checks per week.

  • What do I do if I haven't filed taxes in the last two years?

    Non-filers can enter their qualification and payment info at this website address:


  • How can I update my Direct Deposit information with the IRS?

    The IRS is providing an online tool called Get My Payment.