Limited-time rates
15-year
From 4.75%*
5.042% APR**
30-year
From 5.25%*
5.425% APR**
Fixed Rates. Conventional owner-occupied single-family purchase or rate/term refinance transaction.***
We offer more than competitive rates. We offer real support,
from people who live and work right here in Interior Alaska.
Low Fixed Rates
Take advantage of limited-time fixed
mortgage rates starting at 5.042% APR.
Decisions Made in Fairbanks
Get faster answers and local insight,
no out-of-state delays
Trusted Local Experts
Work with a team that knows
the Alaskan housing market, and how
to guide you through it.
APPLY ONLINE TODAY
- Get pre-qualified online with ease
- Ask questions and get answers from local lenders
- Enjoy a smooth process, start to finish
Free Consultation
Request a no-obligation meeting with our home loan specialists. Call us at 907-459-5974 or reach us through our online form.
What Our Members Say
Members love the personal, expert, and friendly service from our local Mortgage team!
We worked with Mark Lew, Kathy Kirkendall, and Tony Lombardino in our build in remote Alaska. As 20 plus year veterans of the Army our experiences tell us this is a top notch team. We are amazed how reassuring and kind they all are. Hands down, simply the best!
David N.
Google Review
Kathy, Mark, and Tony were so helpful with my First time home purchase. A truly great experience. Been going to Spirit of AK for over a decade. And will continue to do so. I highly recommend them. Everyone at Spirit of AK is so kind and patient. Go see them for your next loan! You won’t regret it. đź‘Ť
Shayla B.
Google Review
I highly recommend Spirit of Alaska FCU, working with Kathy, Mark, and Tony from the mortgage department has been a wonderful experience. Working with them gives you the reassurance and the trust that you have chosen the right mortgage company.
Susan H.
Google Review
Ready FOR YOUR NEXT HOME LOAN?
Join our community of satisfied members and start enjoying the benefits of Spirit of Alaska today.
Local, personal service
Better rates
Community focused
*The advertised interest rate is a fixed simple interest rate and does not include other costs associated with the loan.
**The Annual Percentage Rate (APR) includes all costs and fees and the calculations are based on a specific loan amount.
***Rates and eligibility are dependent on various factors, including consumer’s credit score, the loan type and the specific transaction details.
