First Time Car Buyer Program

  • Overview

    1st Time Car Buyer Program

    If you’re considering buying your first car, you’re likely feeling a little stressed and a little nervous. After all, it’s tough to know how much you can spend, and you don’t want to get in over your head.

    Luckily, Spirit of Alaska Federal Credit Union is here to hold your hand every step of the way. Dedicated to helping you get the perfect auto loan to buy your first car, we’ll walk you through the process of getting your first car loan, and how to understand which one is right for you.

    Apply now from your computer, mobile phone, tablet, or in person with one of our friendly loan officers. More questions? Contact Consumer Loans at 907-459-5970.

    A comprehensive car buyer program for first-time auto purchasers

    • Designed to cater specifically to the needs and requirements of first-time auto buyers.
    • Length of employment (if working) can be as little as 6-months.*
    • There is no age limit on financed vehicles.
    • The purchased car must have fewer than 100,000 miles.
    • Up to 90% financing of the vehicle value.
    • Applicants must be 18 years old.

    "R. & M. M. brought a gift of a rare plant as a thank you for the great service they got recently on a consumer loan."

    - Consumer Loan Officer

    Rules, terms and conditions apply and not every member may qualify. There is no age limit on financed vehicles, but autos must have less than 100,000 miles.

    *Paystub verification required.

  • Calculator

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    Other Auto Loan Calculators from Banzai

     

    Auto Refinance Calculator (Lower Amount Owed)

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    Auto Refinance Calculator (Lower Monthly Payment)

    Compares a current auto loan with a possible refinanced loan with an emphasis toward lowering the user’s current monthly payment.

    Auto Loan Payoff Calculator

    Demonstrates how much money and time can be saved by paying down an auto loan faster than the loan term.

  • Apply Now

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