First Time Car Buyer Program

  • Overview

    1st Time Car Buyer Program

    If you’re considering buying your first car, you’re likely feeling a little stressed and a little nervous. After all, it’s tough to know how much you can spend, and you don’t want to get in over your head.

    Luckily, Spirit of Alaska Federal Credit Union is here to hold your hand every step of the way. Dedicated to helping you get the perfect auto loan to buy your first car, we’ll walk you through the process of getting your first car loan, and how to understand which one is right for you.

    Apply now from your computer, mobile phone, tablet, or in person with one of our friendly loan officers. More questions? Contact Consumer Loans at 907-459-5970.

    A comprehensive car buyer program for first-time auto purchasers

    • Designed to cater specifically to the needs and requirements of first-time auto buyers.
    • Length of employment (if working) can be as little as 6-months.*
    • There is no age limit on financed vehicles.
    • The purchased car must have fewer than 100,000 miles.
    • Up to 90% financing of the vehicle value.
    • Applicants must be 18 years old.

    "R. & M. M. brought a gift of a rare plant as a thank you for the great service they got recently on a consumer loan."

    - Consumer Loan Officer

    Rules, terms and conditions apply and not every member may qualify. There is no age limit on financed vehicles, but autos must have less than 100,000 miles.

    *Paystub verification required.

  • Calculator

    This calculator is not supported for Internet Explorer. Please use an alternate browser, such as Edge, Firefox or Chrome. Alternatively, try this simple Auto Loan Affordability Calculator.

     

    Other Auto Loan Calculators from Banzai

     

    Auto Refinance Calculator (Lower Amount Owed)

    Compares a current auto loan with a possible refinanced loan with an emphasis toward paying the refinanced loan quickly and lower the overall amount owed.

    Auto Refinance Calculator (Lower Monthly Payment)

    Compares a current auto loan with a possible refinanced loan with an emphasis toward lowering the user’s current monthly payment.

    Auto Loan Payoff Calculator

    Demonstrates how much money and time can be saved by paying down an auto loan faster than the loan term.

  • Apply Now

e-Teller Login

Alert:

The New e-Teller is now live.
If you need assistance with your temporary password or are experiencing an error:
Please call 907-459-5900.
Hours are Mon - Fri: 10am – 6pm and Sat: 10am – 4pm.

Search

I need help with First Time Car Buyer Program

We’d love to help! Just give us your name, phone number, and email address and we’ll contact you as soon as possible!

  • * Required
  • WARNING * Required
    For your security, do not include sensitive information, such as Social Security numbers or account numbers, in your message. If you need to communicate with us about sensitive information please use the Message Center in e-Teller, your online banking application, or call us during regular business hours so we can verify your identity. For other inquiries, send us a message here and we're happy to help!

I have a question

We’d love to answer your questions! Just give us your name, phone number, and email address and we’ll contact you as soon as possible!

  • * Required
  • WARNING * Required
    For your security, do not include sensitive information, such as Social Security numbers or account numbers, in your message. If you need to communicate with us about sensitive information please use the Message Center in e-Teller, your online banking application, or call us during regular business hours so we can verify your identity. For other inquiries, send us a message here and we're happy to help!

Leaving Our Website

Attention! You are now leaving the Spirit of Alaska Federal Credit Union website. We do not control the security or privacy practices used at the following website. Periodically, Spirit of Alaska Federal Credit Union's website may include information from third parties and/or links to other websites. Spirit of Alaska Federal Credit Union does not make any warranties, express or implied, regarding any third party information or links to alternate websites. In addition, Spirit of Alaska Federal Credit Union assumes no responsibility for the accuracy or reliability of the content provided by third parties. If you click "CONTINUE", an external website will be opened in a new browser window. If you click "CANCEL", you will be returned to the this website.