By making on time payments on a share secured loan, your credit score starts to increase or “repair” itself as the loan continues to remain in good standing.

Please see the loan rate on the Rates tab. See below for an explanation of how the rate works on a Share Secured Loan.

The loan rate is always a set percentage above the interest rate of the savings account tied to the loan. The rate of the loan can change because savings account interest rates are subject to change; this is called a variable rate. For example, if the rate in the savings account goes down, the rate on the share secured loan goes down too, but always remains above the savings account rate.

Yes! If your credit is approved, you can get some financial breathing room when you need it with this special offer. Just let us know which loan payment you would like to skip. Your loan must be up to date. Normal interest charges will continue to accrue, and your skipped payment will be added to the end of your loan term.

You can find all your loan information by accessing e-Teller.

Yes. Come to one of our branches and our loan officers can help you with changing your payment date.

Yes. Come to any of our branches or download and fill out an Automatic Payment Authorization form.

CU issued paper loan coupons are available for a small, $5 fee. Call 907-459-5970, come in and see us, or print a blank coupon online.