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Share Secured Loans

Overview

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We can help you build credit, and can even accomplish a share secured loan with little to no savings on your part if you are really strapped for cash.

 

secured loan, share secured, savings secured, credit builder

Rates

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Type of Loan Term APR*

Share Secured Loan

Call 459-5970 for info on terms Variable interest rate is 3% over Share Dividend rate.

Refer to our Pricing Guide (PDF) for transaction and activity fees, as well as credit union membership fees. A loan processing fee of $35 will be charged per signer. Other loan fees and terms may vary, and will be disclosed at the time of the loan verbally and in the loan disclosures.

*APR = Annual Percentage Rate. Current as of [date]. Up to 100% financing available, some restrictions may apply. Interest Rates and terms dependent on credit qualifications. Share Dividend Interest Rates are variable and subject to change at any time. Optional Spirit of Alaska Protection available.

Contact the Loan Department at (907) 459-5970 for more detail.

Federal law requires us to verify all identities when opening new accounts. If you are applying with a joint applicant, their consent is implied when the application is submitted with the on-line loan application.

Calculator

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This calculator is not supported for Internet Explorer. Please use an alternate browser, such as Edge, Firefox or Chrome. Alternatively, try this simple Personal Loan Calculator.

FAQ

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FREQUENTLY ASKED QUESTIONS

A share secured loan is a loan in which the loan amount is “secured” by funds from a savings account.

Quote

"Charles called to tell me how much he loved my service when doing his loan and how much he appreciated my time and dedication to making this work for him. He said I was extremely friendly and he's never had a better loan experience. Apparently, he plans on making me his permanent loan officer!"

- Consumer Loans Officer