Access our Rates, Fees and other Disclosures

Pricing Guide (PDF)

Download our fee schedule, known as our Pricing Guide.

All Rates (PDF)

Download our Rates for Deposit products and Consumer Loan products. We do not list our Mortgage rates online. Please contact Mortgage at 907-459-5974 during business hours to inquire about Mortgage Loan rates.

Deposit Account Disclosures

Understanding Your Account/Terms and Conditions
Updated 11/2022

Understanding Your Account Balance

Truth in Savings
Updated 4/2022

Fair Credit & Electronic Funds Transfer Statement of Rights

Other Account Disclosures

Privacy Statement

e-Teller Access Agreement

Visa Credit Card Disclosure

VISA Pre-Paid Card Terms

Spirit of Alaska Child Online Protection Act Disclosure

Home Mortgage Disclosure Act
The Home Mortgage Disclosure Act (HMDA) data about our residential mortgage lending are available online for review at the Consumer Financial Protection Bureau’s website ( You may also request your specific Loan Application Register (LAR) report at our Mortgage Department (via phone, or by inquiring within) at:

1417 Gillam Way
Fairbanks, AK 99701
Phone: 907-459-5974

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