Savings Certificates

  • Overview

    Savings Certificates

    Looking for a better rate for your savings? While there’s no question that putting money away helps you save for the future, if you’re earning low rates on your funds, you’re not getting the most value.

    Our savings certificates might be the answer. Ideal for all people at all phases of life, our savings certificates offer fixed rates, guaranteed returns, and maturities ranging from 3 months to seven years. With an opening deposit as low as $500 to start, you’ll be well on your way to earning better yields.

    An account to help you earn higher dividends on your investment

    • $500 minimum opening deposit
    • Dividends paid out at monthly intervals
    • Withdraw earnings at any time*
    • The ability to use these savings certificates as collateral on a Certificate Secured Loan
    • Certificates from 3 months to 7 years

    "I've enjoyed being a member of the credit union for about 30 yrs."

    - C.K.

    Disclosures

    *Dividends may be withdrawn before maturity without penalty, but no dividends will be paid on the amount withdrawn. Dividends may be transferred to checking or savings or automatically mailed monthly.

  • Rates

    Savings Certificate Rates

    Certificate Term Traditional & Certificate IRA

    Min.Bal. to Open and Earn Dividends

    Dividend Rate

    APY*

    3 Month

    		 $500.00 0.15% 0.15%

    6 Month

    		 $500.00 0.30% 0.30%

    12 Month

    		 $500.00 0.650% 0.650%

    18 Month

    		 $500.00 0.70% 0.70%

    24 Month

    		 $500.00 01.15% 1.16%

    30 Month

    		 $500.00 1.25% 1.26%

    36 Month

    		 $500.00 1.35% 1.36%

    48 Month

    		 $500.00 1.65% 1.66%

    60 Month

    		 $500.00 1.65% 1.66%

    84 Month

    		 $500.00 1.65% 1.66%

    *Annual Percentage Yield. Refer to our Pricing Guide (PDF) for all fees.

    Current as of 21 August 2017

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  • FAQ

    Frequently Asked Questions

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