• Become a Member
  • Routing #: 325272212
  • Contact & Locations
  • Current Rates
    • Business Loans
    • Credit Builder Loans
    • Personal & Student Loans
    • Real Estate Loans
    • Vehicle Loans
    • Credit & Debit Cards
    • Credit & Debit Cards
    • Business Checking Accounts
    • Prime Checking
    • E-Z Checking
    • Simple Checking
    • Prestige Checking
    • Youth Pocket Cache
    • Overdraft Protection
    • Digital Wallet
    • Savings Accounts
    • Business Savings Accounts
    • Savings Certificates
    • Education Savings Accounts
    • Retirement Accounts (IRA)
    • Money Market Savings Accounts
    • Online & Mobile Banking Services
    • uChoose Rewards®
    • Bill Pay
    • Automated Telephone Teller
    • VISA Prepaid Cards
    • Custom Cards
    • Safe Deposit Boxes
    • More Services & Forms
    • Video Learning Center
    • Become a Member
    • Banzai Learning Center
    • Security Center
    • About Us
    • Employment
    • News Blog
    • Community
    • Prestige Program
    • Contact & Locations

Home Business Savings Accounts

Business Savings Accounts

  • Overview

    Business Savings

    For Businesses and Non-profit Organizations

    Managing and saving your income is just “business as usual”. There are so many ways to get work done these days, and our account options give your business choices.

    Business e-Savings

    If you like to do everything online, choose an e-Savings account for electronic statements, easily accessed through our online banking system.

    Business Savings

    For those who would prefer paper statements, our Savings account is the right choice.

    With each type of savings account, you can get unlimited in-branch transactions as well as 6 complimentary electronic (or telephone) withdrawals per month*.

    An account to save money for your business or non-profit

    • Balances over $100.00 earn dividends paid monthly
    • $5.00 balance required to open and maintain
    • No monthly maintenance fees with a balance of $100.00 or more
    • Overdraft protection transfers are available*

    How to open a Business Savings Account

    To open an account, you can apply online, or come into any of our branches. If you apply online, you will need to visit a branch within 30 days to sign your account agreement.

    New Business Savings Account

    What you will need to bring depends on the structure of your business. In general, to open an account you will need the following:

    • Personal Identification
    • Business License
    • Proof of EIN
    • Corporate documentation
    • Resolution with authorized signers.
    • Bring cash, check or card to fund the account. A 3% fee applies if you fund the account with a credit or debit card.

    Disclosures

    *An excessive withdrawal fee will apply if electronic transfers out of a savings account exceed 6 per month. Any overdraft protection transfers from a savings to a checking account are counted towards the 6 electronic transfers limit. No fees apply to in-person transactions for a savings account.

    Related Products & Services

    • Business Checking Accounts
    • Business Visa Platinum Card
    • Apply for a Business Loan
    • Online Banking for Business
    • Personal Savings Accounts

    Learn with Banzai

    • Article: Funds to Build Your Business
    • Coach: Basic Bookkeeping
    • Coach: Setting Up Your Business
    • Article: Types of Saving Accounts

    Resources

    • Pricing Guide
  • Rates
    Account Type Min. Opening Bal. Min. Bal. to Earn Dividends Dividend Rate APY*

    e-Business Savings

    Electronic Documents
    $5.00 $100.00 0.15% 0.15%

    Business Savings

    Paper Documents
    $5.00 $100.00 0.15% 0.15%

    *Annual Percentage Yield. Refer to our Pricing Guide (PDF) for all fees. Fees may reduce earnings. Rates are subject to change at any time. Current as of 27 January 2023.

  • Calculator

    Calculate Your Savings

    • $
  • FAQ

    Frequently Asked Questions

    • What do I need to bring to open a Business Savings Account?

      What you will need to bring depends on the structure of your business. In general, to open an account you will need the following:

      • Personal Identification
      • Business License
      • Proof of EIN
      • Corporate documentation
      • Resolution with authorized signers.
      • Bring cash, check or card to fund the account. A 3% fee applies if you fund the account with a credit or debit card.
    • Is this account available for non profit organizations?

      Yes, our Business Savings accounts can be used for a non-profit.

  • Apply Now
  • Reach Us Contact & Locations
  • Member Service 907-459-5900
  • Toll Free Number 1-800-478-1949
  • Routing: 325272212
  • Blocked Vendors & Areas
  • Lost or Stolen Card?
  • Current Rates Sheet
  • Protect Yourself from Fraud
  • Property For Sale
  • Safe Deposit Boxes

Award-winning, innovative service for Interior Alaskans

  • Follow us on Facebook
  • Follow us on Twitter
  • Follow our YouTube Channel
Spirit of Alaska Federal Credit Union
  • NCUA Share Insurance
  • Disclosures
  • Privacy Statement
  • Sitemap
  • © Spirit of Alaska Federal Credit Union | NMLS #402231
  • Call: 907-459-5900 or 1-800-478-1949
Copyright © 2023 - All Rights Reserved.
NCUA and Equal Housing Lender

Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.

e-Teller Login

Forgot Password? | Forgot Username?
New User? Enroll in Online Banking

Search

I need help with Business Savings Accounts

We’d love to help! Just give us your name, phone number, and email address and we’ll contact you as soon as possible!

  • * Required
  • WARNING * Required
    For your security, do not include sensitive information, such as Social Security numbers or account numbers, in your message. If you need to communicate with us about sensitive information please use the Message Center in e-Teller, your online banking application, or call us during regular business hours so we can verify your identity. For other inquiries, send us a message here and we're happy to help!

I have a question

We’d love to answer your questions! Just give us your name, phone number, and email address and we’ll contact you as soon as possible!

  • * Required
  • WARNING * Required
    For your security, do not include sensitive information, such as Social Security numbers or account numbers, in your message. If you need to communicate with us about sensitive information please use the Message Center in e-Teller, your online banking application, or call us during regular business hours so we can verify your identity. For other inquiries, send us a message here and we're happy to help!

Leaving Our Website

Attention! You are now leaving the Spirit of Alaska Federal Credit Union website. We do not control the security or privacy practices used at the following website. Periodically, Spirit of Alaska Federal Credit Union's website may include information from third parties and/or links to other websites. Spirit of Alaska Federal Credit Union does not make any warranties, express or implied, regarding any third party information or links to alternate websites. In addition, Spirit of Alaska Federal Credit Union assumes no responsibility for the accuracy or reliability of the content provided by third parties. If you click "CONTINUE", an external website will be opened in a new browser window. If you click "CANCEL", you will be returned to the this website.