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Recreational Loans

Overview

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Create memories and experiences with a loan from Spirit of Alaska Federal Credit Union. Explore everything that our great state has to offer, or just get down to Anchorage for a weekend with a new or used Recreational Vehicle or camper.

 

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Rates

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Type of Loan Term* APR**

Motorhomes, Travel Trailers Pickup Campers, Combo Boats and Trailer Packages

Up to 180 months. Fixed Rate As Low As 7.49%

Refer to our Pricing Guide (PDF) for transaction and activity fees, as well as credit union membership fees. A loan processing fee of $35 will be charged per signer. Other loan fees and terms may vary, and will be disclosed at the time of the loan verbally and in the loan disclosures.

*Terms are based on credit qualifications, value of collateral, and amount to finance

**APR = Annual Percentage Rate. Current as of [date]. Up to 100% financing available, some restrictions may apply. Interest rates and terms dependent on credit qualifications. Interest rates on new loans for Motorhomes, Travel Trailers, Pickup Camper Combos, Boats and Trailer packages are subject to change at any time. Loans under $2000 may have substantially higher APR. Optional Spirit of Alaska Protection and GAP Coverage available.

Contact the Loan Department at (907) 459-5970 for more detail.

Federal law requires us to verify all identities when opening new accounts. If you are applying with a joint applicant, their consent is implied when the application is submitted with the on-line loan application.

Calculator

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This calculator is not supported for Internet Explorer. Please use an alternate browser, such as Edge, Firefox or Chrome. Alternatively, try this simple Auto Loan Affordability Calculator.

 

Other Auto Loan Calculators from Banzai

 

Auto Refinance Calculator (Lower Amount Owed)

Compares a current auto loan with a possible refinanced loan with an emphasis toward paying the refinanced loan quickly and lower the overall amount owed.

Auto Refinance Calculator (Lower Monthly Payment)

Compares a current auto loan with a possible refinanced loan with an emphasis toward lowering the user’s current monthly payment.

Auto Loan Payoff Calculator

Demonstrates how much money and time can be saved by paying down an auto loan faster than the loan term.

FAQ

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FREQUENTLY ASKED QUESTIONS

For inquiries, or to change your insurance information, visit www.imcovered.com/spiritofak, or call 866-201-0921. You can also fax your policy to 866-895-2553.

Quote

" I just got off the phone with C.A. I pre-approved him for a enclosed trailer loan. He commented that everyone at the credit union has just been wonderful to work with."

- Consumer Loans Officer