Overview
Create memories and experiences with a loan from Spirit of Alaska Federal Credit Union. Explore everything that our great state has to offer, or just get down to Anchorage for a weekend with a new or used Recreational Vehicle or camper.
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Rates
| Type of Loan | Term* | APR** |
|---|---|---|
Motorhomes, Travel Trailers Pickup Campers, Combo Boats and Trailer Packages |
Up to 180 months. | Fixed Rate As Low As 7.49% |
Refer to our Pricing Guide (PDF) for transaction and activity fees, as well as credit union membership fees. A loan processing fee of $35 will be charged per signer. Other loan fees and terms may vary, and will be disclosed at the time of the loan verbally and in the loan disclosures.
*Terms are based on credit qualifications, value of collateral, and amount to finance
**APR = Annual Percentage Rate. Current as of [date]. Up to 100% financing available, some restrictions may apply. Interest rates and terms dependent on credit qualifications. Interest rates on new loans for Motorhomes, Travel Trailers, Pickup Camper Combos, Boats and Trailer packages are subject to change at any time. Loans under $2000 may have substantially higher APR. Optional Spirit of Alaska Protection and GAP Coverage available.
Contact the Loan Department at (907) 459-5970 for more detail.
Federal law requires us to verify all identities when opening new accounts. If you are applying with a joint applicant, their consent is implied when the application is submitted with the on-line loan application.
Calculator
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This calculator is not supported for Internet Explorer. Please use an alternate browser, such as Edge, Firefox or Chrome. Alternatively, try this simple Auto Loan Affordability Calculator.
Other Auto Loan Calculators from Banzai
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FAQ
FREQUENTLY ASKED QUESTIONS
For inquiries, or to change your insurance information, visit www.imcovered.com/spiritofak, or call 866-201-0921. You can also fax your policy to 866-895-2553.
Make sure that Spirit of Alaska FCU is listed as the lienholder on your insurance policy statement, with an address of:
Spirit of Alaska FCU
P.O. Box 791647
San Antonio, TX 78279-1647
Deductibles for comprehensive and collision should not exceed $500. We do not accept insurance cards as proof of insurance.
Spirit of Alaska FCU determines the loan value of a vehicle by Nada Guide estimates at nadaguides.com.
We recommend buying a boat and a trailer together for your best recreational vehicle rate on the loan. Purchasing a transportation trailer by itself is classified as a different type of loan with higher rates.
Yes. If your credit is approved, you can get some financial breathing room and additional flexibility with this special offer. Just let us know which loan payment you would like to skip. Your loan must be up to date. Normal interest charges will continue to accrue, and your skipped payment will be added to the end of your loan term.
You can find all your loan information by accessing e-Teller.
Yes. Come in to one of our branches and our loan officers can help you with changing your payment date.
Yes. Come in to any of our branches or download and fill out an Automatic Payment Authorization form.
Spirit of Alaska can issue loan coupons for a small fee of $5. Call 907-459-5970, come in and see us, or print a blank coupon.
" I just got off the phone with C.A. I pre-approved him for a enclosed trailer loan. He commented that everyone at the credit union has just been wonderful to work with."
- Consumer Loans Officer