• Rental reimbursement: up to $35/day for 1-5 days (1-10 days for parts delay. Available on the first day of a covered repair.)
• 24-hour emergency roadside assistance: up to $100 per use. Includes towing, battery jump-start, fluid delivery, flat tire assistance, and lock-out service/
• Travel expense reimbursement: up to $200 per day 1-5 days for food, lodging, and rental when a breakdown occurs more than 100 miles from home. (Not available to NY residents.)
• Transferable: to increase resale value. Only if sold privately. Subject to a transfer fee.
• Cancelable: receive a full refund within the first 60 days or a pro-rated refund thereafter less an administrative fee.
• No out-of-pocket expense at the time of mechanical repair: (except for any deductible and any repairs not covered by the policy)-the covered repair is paid directly to the authorized repair facility.
• Enhancements to the program were added in April 2021 (See PDF Here). The enhancements only apply to coverage purchased after April 15th, 2021.

Your Mechanical Repair Coverage comes with an app! Get the smart app for smart drivers. With Pocket Geek Auto, you have instant access to:

• Your service contract
• Policy terms and conditions
• Repair facility locations
• Claim status
• Experienced member service representatives

Your contract/policy can be added to the app 24 hours after purchase. Confirm with your loan officer that your policy has been processed and added to the app. Download the app today!

Instructions In Case of a Breakdown

Mechanical Repair Coverage is only available for automobiles, and a loan at Spirit of Alaska or on the automobile is not required to purchase coverage.

Program details may vary by state. Ask a Member Services Representative for details or receive a quote by calling 907-459-5970. Mechanical Repair Coverage is provided and administered by Consumer Program Administrators, Inc. in all states except CA, where coverage is offered as insurance by Virginia Surety Company, Inc., in FL, LA , and OK, where coverage is provided and administered by Automotive Warranty Services of Florida, Inc. (Florida License #60023 and Oklahoma License #861338), all located at 175 West Jackson Blvd., Chicago Illinois 60604, 800.752.6265.

This coverage is made available to you by CUNA Mutual Insurance Agency, Inc. In CA, where Mechanical Repair Coverage is offered as insurance (form MBIP 08/16), it is underwritten by Virginia Surety Company, Inc.