Assisting Our Membership With COVID-19 Uncertainty

Letter from our Consumer Loans Department

Protect your cell phone every time you pay your bill

When you pay your monthly wireless bill with your covered Spirit of Alaska Visa Platinum or Classic card, your cell phone is protected for the next calendar month. So, you can get reimbursed if your cell phone is stolen or damaged ($50 deductible).
To learn more about this benefit or to file a claim, go to www.cardbenefitservices.com or call 1-866-894-8569. If you are outside the U.S., you can call collect: 1-303-967-1096.
Certain terms, conditions, and exclusions apply. In order for coverage to apply, you must charge your eligible cellular wireless bill to your covered Spirit of Alaska FCU card. Please refer to your Guide to Benefits for further details.

Count on emergency care while traveling

When you use your covered Spirit of Alaska Visa Platinum or Classic card to purchase travel tickets, you can be reimbursed for emergency medical or dental expenses you incur when traveling ($2,500 maximum).
Please Note: This benefit is supplemental to and in excess of any valid and collectible insurance or other reimbursements. To learn more about this benefit or to file a claim, call 1-800-434-1280. If you are outside the U.S., you can call collect: 1-804-673-6499. Certain terms, conditions and exclusions apply. In order for coverage to apply, you must use your covered Spirit of Alaska FCU card to secure transactions. Please refer to your Guide to Benefits for further details.

Reduce damages if you experience identity theft

Personal Identity Theft provides reimbursement for covered expenses you incur to restore your identity, up to a maximum of $1000, as a result of a Covered Stolen Identity Event.
To learn more about this benefit or to file a claim, go to www.cardbenefitservices.com or call 1-866-679-5660. If you are outside the U.S., you can call collect: 1-303-967-1096. Certain terms, conditions, and exclusions apply. Please refer to your Guide to Benefits for further details.

Protect your purchases from the unexpected

Safeguard your new item against theft or damage due to fire, vandalism, or accidentally discharged water or certain weather conditions within the first 90 days from the date of purchase with Purchase Security, available when you pay with your covered Spirit of Alaska FCU card.
To learn more about this benefit or to file a claim, go to www.cardbenefitservices.com or call 1-800-553-4820. If you are outside the U.S., you can call collect: 1-303-967-1096. Certain terms, conditions, and exclusions apply. In order for coverage to apply, you must use your covered Spirit of Alaska FCU card to secure transactions. Please refer to your Guide to Benefits for further details.

Enjoy a more flexible return policy

Use your covered card and get extra return protection any time you make an eligible purchase of an item up to $250.00.
To learn more about this benefit or to file a claim, go to www.cardbenefitservices.com or call 1-888-565-8472. If you are outside the U.S., you can call collect at 1-303-967-1096. Certain terms, conditions, and exclusions apply. In order for coverage to apply, you must use your covered Spirit of Alaska FCU card to secure transactions. Please refer to your Guide to Benefits for further details.

Count on emergency assistance while traveling

Call anytime for Travel or Emergency Assistance, available for covered Spirit of Alaska FCU cardholders from anywhere in the world.
To learn more about this benefit, call 1-800-992-6029. If you are outside the U.S., you can call collect at 1-804-673-1675. Certain terms, conditions, and exclusions apply. In order for coverage to apply, you must use your covered Spirit of Alaska FCU card to secure transactions. Please refer to your Guide to Benefits for further details.

On both Platinum and Classic, a 28-day grace period is included along with easy-to-manage 24-hour online access to your account. Automatic payments and instant issue customized cards are available.

Refer to our Pricing Guide (PDF) for transaction and activity fees, including foreign currency exchange fees, as well as credit union membership fees. See our Credit Card fees and terms. Terms will also be disclosed verbally and in the contract when we issue you the card. See the Rates tab on this page for complete rate and fee details.

*Annual Percentage Rate is on approved credit. Rate may increase if you make a late payment. Annual fee applicable without a Spirit of Alaska checking account.