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Youth Pocket Cache

Overview

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We all have to be responsible with our money. Learning this skill is very valuable, which is why more parents and guardians are looking to find a youth checking account. With this type of account, any young person can familiarize themselves with the basics of paperless checking and working with a credit union.

This account is designed for teenagers 13-17 years old. Parents or legal guardians must be a joint owner on the Pocket Cache account.

  • Comes with VISA debit card
  • Online and mobile banking
  • No monthly fee or minimum balance
  • No minimum balance to open
  • No limit on withdrawals
  • Easy to access online statements

Connect to your Digital Wallet

Spirit of Alaska debit cards can be added to your digital wallet for quick and convenient payments. Purchasing has never been easier and smarter, whether using your phone at checkout or with one click online.

Read more about Digital Wallets Connect to Apple Pay, Google Pay and Samsung Pay

Overdraft Protection is disabled by default on this account to protect minors from overdraft charges. Purchases with a debit card will be declined if they are over the amount available in the account. Overdraft transfers from a savings account can be setup, as long as there is money available in that savings account.

Over 5,000 branches through shared branching. NCUA insured up to $250,000.

Check depositories available at our branch ATM’s and Peger Road ATM.

Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries. Google Pay is a trademark of Google LLC. Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd.

Rates

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Account Type Min. Bal. to avoid fee Min. Bal. to Earn Dividends Dividend Rate APY*

Youth Pocket Cache Checking

$0.00 N/A N/A N/A

*APY = Annual Percentage Yield. Current as of [date]. Refer to our Pricing Guide (PDF) for all fees.

Federal law requires us to verify all identities when opening new accounts. If you are applying with a joint applicant, their consent is implied when the application is submitted with the on-line loan application.

Calculator

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FAQ

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FREQUENTLY ASKED QUESTIONS

Only the teenager’s name appears on the debit card, which provides a feeling of ownership and responsibility.

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Thank you for coming and educating us about money, It really helped me think about how I could become more financially stable in my life.

- Colin H.