Business Checking

  • Overview

    Business Checking

    For Businesses and Non-profit Organizations

    Your business banking needs differ from your personal needs. Our business transaction account can keep things running smoothly. Interested in earning dividends? Spirit of Alaska has a dividend bearing business checking account option as well, Business Prime Checking.

    Transaction account solutions for your business

    "I wanted to let J.O. know how amazing her customer service is and how excellent it was working with her. I appreciate everything J. did, and want to MAKE SURE J. knows how great and sweet she is." S.D.

    Additional Information

    *Our $10 monthly fee is waived for accounts with balances over $1,000 and less than $5 in activity fees on the account, and we don’t require a minimum balance to open. You will also have the choice of adding overdraft protection** on business transactions for those who would benefit from that added feature. See our “Rates” tab for current rates and breakdowns.

    Making your bookkeeping even easier, business checking is improved by our Online Banking for Business platform with e-Teller.

    Over 5,000 branches through shared branching. NCUA insured up to $250,000.

    Check depositories available at our branch ATM’s and Peger Road ATM.

    Disclosures

    *Minimum daily balance must be above $1,000 and activity fees must be less than $5 for the month.

    **We do not offer our regular overdraft protection for Business Checking. Overdraft transfers from savings and our Overdraft Line of Credit are available options.

    Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries. Google Pay is a trademark of Google LLC. Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd.

  • Rates
    Account Type Monthly Maintenance Fee Min. Bal. to avoid fee Min. Bal. to Earn Dividends Dividend Rate APY*

    Business/ Non-Profit Checking**

    		 $10.00 $1,000.00 N/A N/A N/A

    Business Prime Checking (Dividend Bearing)

    		 $10.00 N/A $0.01 0.25% 0.25%

    *Annual Percentage Yield. Refer to our Pricing Guide (PDF) for all fees. Fees may reduce earnings. Rates are subject to change at any time. Current as of 21 December 2024.
    **Federal law requires us to verify all identities when opening new accounts. If you are applying with a joint applicant, their consent is implied when the application is submitted with the on-line checking account application.

  • Calculator

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  • FAQ

    Frequently Asked Questions

  • Open an Account

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I need help with Business Checking

We’d love to help! Just give us your name, phone number, and email address and we’ll contact you as soon as possible!

    For your security, do not include sensitive information, such as Social Security numbers or account numbers, in your message. If you need to communicate with us about sensitive information please use the Message Center in e-Teller, your online banking application, or call us during regular business hours so we can verify your identity. For other inquiries, send us a message here and we're happy to help!

I have a question

We’d love to answer your questions! Just give us your name, phone number, and email address and we’ll contact you as soon as possible!

    For your security, do not include sensitive information, such as Social Security numbers or account numbers, in your message. If you need to communicate with us about sensitive information please use the Message Center in e-Teller, your online banking application, or call us during regular business hours so we can verify your identity. For other inquiries, send us a message here and we're happy to help!

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