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Overview
Business Visa Platinum Card
While there are many credit card options out there, you can count on convenience and reliability with a Spirit of Alaska Federal Credit Union Business Visa Platinum Card.
Need a cash advance? No problem! With no fees on your advance, we offer this benefit at the same interest rate as purchases. Our Visa cards are easy to access and manage 24/7 through our online banking systems.
Don’t let your business get caught without easy access to funds when you need them. Use our low- interest rate business VISA to carry a balance, without the high interest fees.
A low fee, fixed interest rate credit card for a business
- Our competitive, fixed interest rates start out at just 9.99% APR*
- You’ll enjoy minimal annual fees, or no fee if you maintain a Spirit of Alaska checking account
- Our Visa cards make automatic payments simple
- Choose your own PIN
- Instant issued card the day you open your account, and even customize your card.
"There was a problem with my credit card this AM. I spoke with Teri, who solved the problem very efficiently and with a very friendly manner. In a world where customers usually talk only to computers, I sure did appreciate the personal service!"
- S.A.Refer to our Pricing Guide (PDF) for transaction and activity fees, including foreign currency exchange fees, as well as credit union membership fees. See our Credit Card fees and terms. Terms will also be disclosed verbally and in the contract when we issue you the card. See the Rates tab on this page for complete rate and fee details.
*Annual Percentage Rate is on approved credit.
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Rates
Type of Loan Term APR* Visa Business Platinum
Revolving 9.99% Fixed Refer to our Pricing Guide (PDF) for transaction and activity fees, including foreign currency exchange fees, as well as credit union membership fees. See our Credit Card fees and terms. Terms will also be disclosed verbally and in the contract when we issue you the card.
*Annual Percentage Rate is on approved credit.
Contact the Loan Department at (907) 459-5970 for more detail.
**Federal law requires us to verify all identities when opening new accounts. If you are applying with a joint applicant, their consent is implied when the application is submitted with the on-line loan application.
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Calculator
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FAQ
Frequently Asked Questions
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What documents should I provide with my application?
Typically, we will need the following:
- Personal Financial Statement
- Business and Personal Debt Schedules
- Business entity documents: Business license, proof of EIN, Corporation documents and resolution
- Most recent three years of tax returns with W-2s (personal and business)
- Three years of year-end plus year-to-date financial statements, including Profit & Loss and Balance sheet.
- Year-to-date pay stubs (if applicable)
- Two-months bank statements
- Other items may be requested
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How do I activate my card?
Prior to using your card, you must call 1-800-992-3808 to activate it. The call must come from within the U.S. If you have questions, please contact member services at 907-459-5900 during Spirit of Alaska business hours.
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Can I skip a payment on a business credit card?
No, Skip-a-Pay is not available for this card.
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What do I do if I lose a card?
Contact our call center during business hours at 907-459-5900. Our business hours are 10-6 M-F; 10-4 Sat. After hours, call 1-800-472-3272.
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What documents should I provide with my application?