• Open Account
  • Routing #: 325272212
  • Contact & Locations
  • Current Rates
    • Business Loans
    • Credit Builder Loans
    • Personal & Student Loans
    • Real Estate Loans
    • Vehicle Loans
    • Credit & Debit Cards
    • Credit & Debit Cards
    • Business Checking Accounts
    • Prime Checking
    • E-Z Checking
    • Simple Checking
    • Prestige Checking
    • Youth Pocket Cache
    • Overdraft Protection
    • Digital Wallet
    • Savings Accounts
    • Business Savings Accounts
    • Savings Certificates
    • Education Savings Accounts
    • Retirement Accounts (IRA)
    • Money Market Savings Accounts
    • Health Savings Accounts (HSA)
    • The New e-Teller
    • Online & Mobile Banking Services
    • uChoose Rewards®
    • Bill Pay
    • Automated Telephone Teller
    • VISA Prepaid Cards
    • Custom Cards
    • Safe Deposit Boxes
    • More Services & Forms
    • Video Learning Center
    • Become a Member
    • COVID-19 Response
    • Banzai Learning Center
    • About Us
    • Employment
    • News Blog
    • Community
    • Prestige Program
    • Contact & Locations

Home Credit & Debit Cards Business Visa Platinum Card

Business Visa Platinum Card

  • Overview

    Assisting Our Membership With COVID-19 Uncertainty

    We understand the uncertainty during this unprecedented time. As the impact of this situation continues to evolve, we are committed to remain responsive to your financial needs. We have proactive measures in place for our business lending department to continue to support and serve our members.

     

    Business Visa Platinum Card

    While there are many credit card options out there, you can count on convenience and reliability with a Spirit of Alaska Federal Credit Union Business Visa Platinum Card.

    Need a cash advance? No problem! With no fees on your advance, we offer this benefit at the same interest rate as purchases. Our Visa cards are easy to access and manage 24/7 through our online banking systems.

    Don’t let your business get caught without easy access to funds when you need them. Use our low- interest rate business VISA to carry a balance, without the high interest fees.

    A low fee, fixed interest rate credit card for a business

    • Our competitive, fixed interest rates start out at just 9.99% APR*
    • You’ll enjoy minimal annual fees, or no fee if you maintain a Spirit of Alaska checking account
    • Our Visa cards make automatic payments simple
    • Choose your own PIN
    • Instant issued card the day you open your account, and even customize your card.

    Earn Rewards with your Credit Card!

    Spirit of Alaska and uChoose Rewards® give you more flexibility and choice than ever when it comes to redeeming reward points for stuff, including cash back!

    You can choose from millions of options like merchandise, travel experiences and activities, event tickets, merchant gift cards, cash and more, just by using your Spirit of Alaska debit card every day.

    Read More

    uChoose Rewards

    "There was a problem with my credit card this AM. I spoke with Teri, who solved the problem very efficiently and with a very friendly manner. In a world where customers usually talk only to computers, I sure did appreciate the personal service!"

    - S.A.

    Refer to our Pricing Guide (PDF) for transaction and activity fees, including foreign currency exchange fees, as well as credit union membership fees. See our Credit Card fees and terms. Terms will also be disclosed verbally and in the contract when we issue you the card. See the Rates tab on this page for complete rate and fee details.

    *Annual Percentage Rate is on approved credit.

    Related Products & Services

    • Business Loans
    • CardValet®
    • uChoose Rewards®
    • Business Checking
    • VISA Credit Cards
    • Overdraft Line of Credit

    Resources

    • Customize Your Card
    • Credit Card Disclosure
    • Notify us of Travel
    • Pricing Guide
  • Rates
    Type of Loan Term APR*

    Visa Business Platinum

    Revolving 9.99% Fixed

    Refer to our Pricing Guide (PDF) for transaction and activity fees, including foreign currency exchange fees, as well as credit union membership fees. See our Credit Card fees and terms. Terms will also be disclosed verbally and in the contract when we issue you the card.

    *Annual Percentage Rate is on approved credit.

    Contact the Loan Department at (907) 459-5970 for more detail.

    **Federal law requires us to verify all identities when opening new accounts. If you are applying with a joint applicant, their consent is implied when the application is submitted with the on-line loan application.

  • Calculator



    Go To All Calculators

    Calculate Your Payment

  • FAQ

    Frequently Asked Questions

    • What documents should I provide with my application?

      Typically, we will need the following:

      • Personal Financial Statement
      • Business and Personal Debt Schedules
      • Business entity documents: Business license, proof of EIN, Corporation documents and resolution
      • Most recent three years of tax returns with W-2s (personal and business)
      • Three years of year-end plus year-to-date financial statements, including Profit & Loss and Balance sheet.
      • Year-to-date pay stubs (if applicable)
      • Two-months bank statements
      • Other items may be requested
    • How do I activate my card?

      Prior to using your card, you must call 1-800-992-3808 to activate it. The call must come from within the U.S. If you have questions, please contact member services at 907-459-5900 during Spirit of Alaska business hours.

    • Can I skip a payment on a business credit card?

      No, Skip-a-Pay is not available for this card.

    • What do I do if I lose a card?

      Contact our call center during business hours at 907-459-5900. Our business hours are 10-6 M-F; 10-4 Sat. After hours, call 1-800-472-3272.

    • Does your business credit card earn rewards?

      Yes! Spirit of Alaska and uChoose Rewards give you more flexibility and choice than ever when it comes to redeeming reward points for stuff, including cash back! After accumulating 2,000 points, you can choose from millions of options like merchandise, travel experiences and activities, event tickets, merchant gift cards, cash and more.

      To get started, visit uChooseRewards.com. Click the Register link (under New to uChoose Rewards) and follow the prompts to create your User ID and password.

      Spirit of Alaska credit cards earn 1 point per $1 spent on signature purchases.

  • Apply Now
  • Reach Us Contact & Locations
  • Member Service 907-459-5900
  • Toll Free Number 1-800-478-1949
  • Routing: 325272212
  • Blocked Vendors & Areas
  • Lost or Stolen Card?
  • Current Rates Sheet
  • Protect Yourself from Fraud
  • Property For Sale
  • Safe Deposit Boxes

Award-winning, innovative service for Interior Alaskans

  • Follow us on Facebook
  • Follow us on Twitter
  • Follow our YouTube Channel
Spirit of Alaska Federal Credit Union
  • NCUA Share Insurance
  • Disclosures
  • Privacy Statement
  • Sitemap
  • © Spirit of Alaska Federal Credit Union | NMLS #402231
  • Call: 907-459-5900 or 1-800-478-1949
Copyright © 2021 - All Rights Reserved.
NCUA and Equal Housing Lender

Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.

e-Teller Login

Forgot Password? | Forgot Username?
New User? Enroll in Online Banking

Alert:

The New e-Teller is now live.
If you need assistance with your temporary password or are experiencing an error:
Please call 907-459-5900.
Hours are Mon - Fri: 10am – 6pm and Sat: 10am – 4pm.

Search

I need help with Business Visa Platinum Card

We’d love to help! Just give us your name, phone number, and email address and we’ll contact you as soon as possible!

  • * Required
  • WARNING * Required
    For your security, do not include sensitive information, such as Social Security numbers or account numbers, in your message. If you need to communicate with us about sensitive information please use the Message Center in e-Teller, your online banking application, or call us during regular business hours so we can verify your identity. For other inquiries, send us a message here and we're happy to help!

I have a question

We’d love to answer your questions! Just give us your name, phone number, and email address and we’ll contact you as soon as possible!

  • * Required
  • WARNING * Required
    For your security, do not include sensitive information, such as Social Security numbers or account numbers, in your message. If you need to communicate with us about sensitive information please use the Message Center in e-Teller, your online banking application, or call us during regular business hours so we can verify your identity. For other inquiries, send us a message here and we're happy to help!

Leaving Our Website

Attention! You are now leaving the Spirit of Alaska Federal Credit Union website. We do not control the security or privacy practices used at the following website. Periodically, Spirit of Alaska Federal Credit Union's website may include information from third parties and/or links to other websites. Spirit of Alaska Federal Credit Union does not make any warranties, express or implied, regarding any third party information or links to alternate websites. In addition, Spirit of Alaska Federal Credit Union assumes no responsibility for the accuracy or reliability of the content provided by third parties. If you click "CONTINUE", an external website will be opened in a new browser window. If you click "CANCEL", you will be returned to the this website.


Letter from our Business Lending Department

A Message from the Spirit of Alaska Federal Credit Union Business Lending Department about the COVID-19 Outbreak

The spread of COVID-19 has touched just about every aspect of our daily lives – from our families and schools to our places of work and our businesses.

We understand the uncertainty during this unprecedented time. As the impact of this situation continues to evolve, we are committed to remain responsive to your financial needs. We have proactive measures in place for our business lending department to continue to support and serve our members.

Payment Concerns:

All payments are due as scheduled. If you anticipate that it will be difficult or impossible for you to make the payment as scheduled, there are options available.

Businesses are facing unique challenges during this time. Please email or call 1-907-459-5965. We will work with our borrowers on a case-by-case basis to assist in any way possible.

If you have questions:

If you have any questions, please don’t hesitate to reach out to our team. Please stay safe and healthy during this unprecedented time. Thank you for being a member of Spirit of Alaska FCU.

Email: businessloans@spiritofak.com

Phone: (907) 459-5965
Call Center: (907) 459-5900