Overview
Business Visa Platinum Card
While there are many credit card options out there, you can count on convenience and reliability with a Spirit of Alaska Federal Credit Union Business Visa Platinum Card.
Need a cash advance? No problem! With no fees on your advance, we offer this benefit at the same interest rate as purchases. Our Visa cards are easy to access and manage 24/7 through our online banking systems.
Don’t let your business get caught without easy access to funds when you need them. Use our low- interest rate business VISA to carry a balance, without the high interest fees.
A low fee, fixed interest rate credit card for a business
- Our competitive, fixed interest rates start out at just 9.99% APR*
- You’ll enjoy minimal annual fees, or no fee if you maintain a Spirit of Alaska checking account
- Our Visa cards make automatic payments simple
- Choose your own PIN
- Instant issued card the day you open your account
Earn Rewards with your Credit Card!
Spirit of Alaska and uChoose Rewards® give you more flexibility and choice than ever when it comes to redeeming reward points for stuff, including cash back!
You can choose from millions of options like merchandise, travel experiences and activities, event tickets, merchant gift cards, cash and more, just by using your Spirit of Alaska debit card every day.
Visa Credit Card Benefits
Count on emergency care while traveling
When you use your covered Spirit of Alaska Visa Platinum or Classic card to purchase travel tickets, you can be reimbursed for emergency medical or dental expenses you incur when traveling ($2,500 maximum).
Please Note: This benefit is supplemental to and in excess of any valid and collectible insurance or other reimbursements. To learn more about this benefit or to file a claim, call 1-800-434-1280. If you are outside the U.S., you can call collect: 1-804-673-6499. Certain terms, conditions and exclusions apply. In order for coverage to apply, you must use your covered Spirit of Alaska FCU card to secure transactions. Please refer to your Guide to Benefits for further details.
Reduce damages if you experience identity theft
Personal Identity Theft provides reimbursement for covered expenses you incur to restore your identity, up to a maximum of $1000, as a result of a Covered Stolen Identity Event.
To learn more about this benefit or to file a claim, go to www.cardbenefitservices.com or call 1-866-679-5660. If you are outside the U.S., you can call collect: 1-303-967-1096. Certain terms, conditions, and exclusions apply. Please refer to your Guide to Benefits for further details.
Enjoy a more flexible return policy
Use your covered card and get extra return protection any time you make an eligible purchase of an item up to $250.00.
To learn more about this benefit or to file a claim, go to www.cardbenefitservices.com or call 1-888-565-8472. If you are outside the U.S., you can call collect at 1-303-967-1096. Certain terms, conditions, and exclusions apply. In order for coverage to apply, you must use your covered Spirit of Alaska FCU card to secure transactions. Please refer to your Guide to Benefits for further details.
Count on emergency assistance while traveling
Call anytime for Travel or Emergency Assistance, available for covered Spirit of Alaska FCU cardholders from anywhere in the world.
To learn more about this benefit, call 1-800-992-6029. If you are outside the U.S., you can call collect at 1-804-673-1675. Certain terms, conditions, and exclusions apply. In order for coverage to apply, you must use your covered Spirit of Alaska FCU card to secure transactions. Please refer to your Guide to Benefits for further details.
Refer to our Pricing Guide (PDF) for transaction and activity fees, including foreign currency exchange fees, as well as credit union membership fees. See our Credit Card fees and terms. Terms will also be disclosed verbally and in the contract when we issue you the card. See the Rates tab on this page for complete rate and fee details.
*Annual Percentage Rate is on approved credit.
Rates
| Type of Loan | Term | APR* |
|---|---|---|
Visa Business Platinum |
Revolving | 9.99% Fixed |
Refer to our Pricing Guide (PDF) for transaction and activity fees, including foreign currency exchange fees, as well as credit union membership fees. See our Credit Card fees and terms. Terms will also be disclosed verbally and in the contract when we issue you the card.
*Annual Percentage Rate is on approved credit.
Contact the Loan Department at (907) 459-5970 for more detail.
**Federal law requires us to verify all identities when opening new accounts. If you are applying with a joint applicant, their consent is implied when the application is submitted with the on-line loan application.
Calculator
FAQ
FREQUENTLY ASKED QUESTIONS
Typically, we will need the following:
- Personal Financial Statement
- Business and Personal Debt Schedules
- Business entity documents: Business license, proof of EIN, Corporation documents and resolution
- Most recent three years of tax returns with W-2s (personal and business)
- Three years of year-end plus year-to-date financial statements, including Profit & Loss and Balance sheet.
- Year-to-date pay stubs (if applicable)
- Two-months bank statements
- Other items may be requested
Prior to using your card, you must call 1-800-992-3808 to activate it. The call must come from within the U.S. If you have questions, please contact member services at 907-459-5900 during Spirit of Alaska business hours.
No, Skip-a-Pay is not available for this card.
Contact our call center during business hours at 907-459-5900. Our business hours are 10-6 M-F; 10-4 Sat. After hours, call 1-800-472-3272.
Yes! Spirit of Alaska and uChoose Rewards give you more flexibility and choice than ever when it comes to redeeming reward points for stuff, including cash back! After accumulating 2,000 points, you can choose from millions of options like merchandise, travel experiences and activities, event tickets, merchant gift cards, cash and more.
To get started, visit uChooseRewards.com. Click the Register link (under New to uChoose Rewards) and follow the prompts to create your User ID and password.
Spirit of Alaska credit cards earn 1 point per $1 spent on signature purchases.
"There was a problem with my credit card this AM. I spoke with Teri, who solved the problem very efficiently and with a very friendly manner. In a world where customers usually talk only to computers, I sure did appreciate the personal service!"
- S.A.