Overview
E-Z Checking for You
Enjoy paperless, digital checking with no monthly fee or minimum balance. The E-Z Checking account is perfect for those who do not want to deal with paper checks and statements.
Step into digital banking, while avoiding any monthly maintenance fees or minimum balance requirements.
Award-winning, innovative service for Interior Alaskans
- Comes with debit card
- Online banking*
- No Minimum Balance required. Start your account with $0, $10, or $1,000.
- Free Bill Pay, in-case you need to pay with a check.
- Overdraft Protection available.
Connect to your Digital Wallet
Spirit of Alaska debit cards can be added to your digital wallet for quick and convenient payments. Purchasing has never been easier and smarter, whether using your phone at checkout or with one click online.
Read more about Digital Wallets Connect to Apple Pay, Google Pay and Samsung Pay
Additional Information
Over 5,000 branches through shared branching. NCUA insured up to $250,000.
Check depositories available at our branch ATM’s and Peger Road ATM.
Disclosures
*Enrollment in online banking and e-statement service is required for this account. Check drafts are available, but there is a $2 fee per check that clear the account (Bill Pay checks exempt).
Rates
| Account Type | Min. Bal. to avoid fee | Min. Bal. to Earn Dividends | Dividend Rate | APY* |
|---|---|---|---|---|
E-Z Checking** |
$0.00 | N/A | N/A | N/A |
* APY = Annual Percentage Yield. Current as of [date]. Refer to our Pricing Guide (PDF) for all fees.
**Federal law requires us to verify all identities when opening new accounts. If you are applying with a joint applicant, their consent is implied when the application is submitted with the on-line loan application.
Calculator
FAQ
FREQUENTLY ASKED QUESTIONS
Simply put, E-Z checking does away with paper checks in favor of issuance of a debit card for your transaction needs. You will also never receive a paper statement but rather receive your monthly statements electronically through your e-Teller account.
No. In fact, there’s no minimum balance to maintain and no monthly fee.
We can certainly provide you with paper checks at your convenience. There is a $2 fee per check.
"Hello, I want to thank you for truly being a community bank. In particular J. at Geist, and J. and A.at Johansen really helped our family when our kids were out of town during a time when the ATM accounts were compromised. They made sure that the kids still had access to funds and received new cards as quickly as possible."
-J.H.