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Overview
E-Z Checking
Enjoy paperless, digital checking with no monthly fee or minimum balance. The E-Z Checking account is perfect for those who do not want to deal with paper checks and statements.
Step into digital banking, while avoiding any monthly maintenance fees or minimum balance requirements.
Feature-rich electronic checking account
- Comes with debit card
- Online banking through e-Teller.*
- No Minimum Balance required. Start your account with $0, $10, or $1,000.
- Free Bill Pay, in-case you need to pay with a check.
- Overdraft Protection available.
"Hello, I want to thank you for truly being a community bank. In particular J. at Geist, and J. and A.at Johansen really helped our family when our kids were out of town during a time when the ATM accounts were compromised. They made sure that the kids still had access to funds and received new cards as quickly as possible."
-J.H.Connect your Digital Wallet
Spirit of Alaska debit cards can be added to your digital wallet for quick and convenient payments. Purchasing has never been easier and smarter, whether using your phone at checkout or with one click online.
Additional Information
Over 5,000 branches through shared branching. NCUA insured up to $250,000.
Check depositories available at our branch ATM’s and Peger Road ATM.
Disclosures
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Rates
Account Type Min. Bal. to avoid fee Min. Bal. to Earn Dividends Dividend Rate APY* E-Z Checking**
$0.00 N/A N/A N/A * APY = Annual Percentage Yield. Current as of 22 December 2024. Refer to our Pricing Guide (PDF) for all fees.
**Federal law requires us to verify all identities when opening new accounts. If you are applying with a joint applicant, their consent is implied when the application is submitted with the on-line loan application. -
Calculator
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FAQ
Frequently Asked Questions
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What is an all electronic checking account?
Simply put, E-Z checking does away with paper checks in favor of issuance of a debit card for your transaction needs. You will also never receive a paper statement but rather receive your monthly statements electronically through your e-Teller account.
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Is there a minimum balance to open?
No. In fact, there’s no minimum balance to maintain and no monthly fee.
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What if I need a paper check?
We can certainly provide you with paper checks at your convenience. There is a $2 fee per check.
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What is an all electronic checking account?
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